Frequently Asked Questions For Payday Loan Borrowers

Frequently Asked Questions for Payday Loan Borrowers


Davis Morris

What can I expect from a payday loan? A payday loan offers you a quick cash solution to a slight shortage of cash; and all that is required of you is to pay this sum back, with interest, on your next payday. Rather than struggling to put pennies together to pay for bills, this cash loan enables you to continue as normal without worrying about overdrafts and so on. Some months can hit us hard, so companies like 24/7 Moneybox offer a fantastic solution to short-term money problems.

How much will I be able to borrow? Each company will probably differ in this area, but most legitimate companies will have a smaller limit on your first loan than ones following this. This is just to guarantee your integrity and ensure you are able to pay your loan back each payday. For example, 24/7 Moneybox offer up to 200 in the first loan but this can be extended to a fantastic 800 later on should you need it.


What kind of things do I need to provide the company with in order to get my loan? Getting a loan couldn t be easier; 24/7 Moneybox offer you a cheap and easy solution with the ability to get a loan online or by text. All you need to provide them with are confirmation of address, date of birth, bank account details, and proof that you re in full time employment with your income. This is to ensure your integrity as well as enabling you to establish a good connection with the company for future loans.

How long does it take for my loan to come through? Once you ve completed all of your details you can choose to pay a little extra money to get a prompt service within 24 hours otherwise you will receive your loan after a couple of days. This is paid directly into your bank account and when your next payday comes round the amount owed will be taken back out of your account via direct debit. This provides both convenience for you and 24/7 Moneybox to ensure a quick, efficient and pain-free transferal of money.

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